Our Services
Superannuation
Often the elephant in the room and although most of us have ‘Super’, it is quite regularly overlooked as part of the bigger picture to building your wealth. There are many strategies to consider when it comes to Superannuation and we review your situation on a regular basis to ensure you are maximising these to compound the growth in this asset over the longer term.
In addition we will review the many available options to confirm the best structure for your specific situation, whether that means an Industry Fund, a Wrap Platform or even a Self-Managed Super Fund.
Retirement Planning
Retirement isn’t necessarily the part of life when you stop working and potter around the garden. It comes down to choice and the ability to pursue the things that really matter to you, without having to rely on full time employment to financially support your lifestyle. We work with our clients to ascertain what their journey to financial freedom looks like, so they can enjoy life to the fullest and know there is a strategy in place to get to that point.
Investments
Maintaining the right investment mix based on your risk appetite is extremely important as this changes based on your life stages. Generally wealth accumulator clients have a larger risk tolerance compared to those nearing retirement or retirees who require stability due to the fact they are drawing an income from their portfolio.
We construct tailored portfolios based around your specific needs and review these on a regular basis. Incorporating a blend of direct equities, index funds and managed funds we select the best investment options to provide consistent long term returns so you can sleep at night.
Tax Planning
Let’s be honest, we’ve all heard of the only guarantees in life being death and taxes, but at least taxes can be minimised. When considering your personal situation, we review all areas to ensure that you are structured correctly to maximise the money in your pocket and consider any appropriate strategies to minimise tax utilising superannuation, investments and even properties in relation to negative gearing.
Insurance
Life doesn’t always go as planned, but by having the correct cover in place you can be sure that you’re always going to be protected during difficult times. We review your circumstances to ensure you protect your biggest asset - YOU! By combining a blend of Life, Total & Permanent Disability, Income Protection and Trauma insurance you can rest assured that you’ll be in the best possible financial position for those unexpected moments when ultimately ‘life happens’.
Estate Planning
This is an essential part of any well rounded financial plan and something that is generally overlooked until it’s too late. We will review your estate planning requirements to ensure that everything is in order from a financial perspective and you can rest assured that your wishes will be reflected in the event of death or incapacity.